| Lender Code | Max % Single Entity Owned | Max % investor owned | Max % 60 days delinquent | Litigation allowed | co-op | Old projects Min units sold | Developer Controlled Projects | New Projects min sold | min presold | 20 units or less min sold | High Rise - Elevator Needed | High Rise -commercial space | Docs Needed | Min % Down | Min Sq FT | Condotel |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| A1 | 30% | 50% | 15% | No | 90% | No | 30% | 50% | 100% | Yes | On first floor only | HOA Letter, Hazard Insurance showing 100% replacement coverage, General liability min 1m, | ||||
| A52 | 49 | 25 | Yes | 30% | 49% | No Condo Review Under 10 Units | ||||||||||
| A201 | ||||||||||||||||
| A13 | ||||||||||||||||
| A275 | ||||||||||||||||
| A17 | ||||||||||||||||
| A35 | 90% | No | 500 | |||||||||||||
| A207 | ||||||||||||||||
| A11 | ||||||||||||||||
| A230 | ||||||||||||||||
| A224 | ||||||||||||||||
| A18 | ||||||||||||||||
| A34 | ||||||||||||||||
| A154 | 50 | 100% | 35% | Case by case. Not acceptable when involving structural issues, health or safety concerns, or matters likely to affect marketability. | No | na | Allowed if the master agreement provides a mechanism for homeowners to assume HOA control at a stated sales percentage or within a defined period. | 50%, 30% if LTV is below 80% and credit score exceeds 680 | NA | NA | 49% | NA | 20 | Yes, with restrictions: individually owned; hotel amenities allowed; 50% sold/under contract; common elements 100% complete; up to 100% investor concentration; minimum 500 square feet; fully functioning kitchen required; studios permitted. |